auto title loan cash

Is Getting An Auto Title Loan Easy?

Have you heard of title loans? If you have, you may think they are difficult to get. If you do, you are completely mistaken. There is a reason they are called easy auto title loans. The process for title loans at New Mexico Title Loans is simple and convenient for anyone to get.

Our easy auto title loans are accessible, the application procedure is simple and straightforward, you only need a few documents to prove you qualify, and if you are approved you will get the cash fast – either the same day or the next bank business day. If you get approved for a title loan at New Mexico Title Loans, Inc. you could get up to $10,000.

Why Is It So Easy To Get Auto Title Loans?

Short-term fast loans are generally quicker because, unlike banks and credit unions, the requirements are not a long, never-ending list and there is no waiting days or weeks to learn if you’ve been approved.

Additionally, a title loan is a secured type of loan. Secured loans call for the borrower to provide a guarantor or collateral. In the case of title loans, your car title will be acting as collateral. This just means we will hold onto your title while you are repaying the loan. You don’t even have to sacrifice your vehicle since we are holding onto the title, not the vehicle itself.

How Do I Qualify For Easy Auto Title Loans?

To put it shortly, a title loan is a loan for people that fully own their vehicles and have lien-free titles. These are two requirements you must meet to qualify for one; you must be over 18 years old and outright own your car.

Here’s what you’ll need to provide us with to be eligible for a title loan:

  • A driver’s license or state-issued photo ID – we will need to verify your identity and age with a valid license or government-issued ID;
  • Your car – the car’s title will act as loan collateral, but the vehicle is still important. The loan representative will need to perform a short inspection on it during the application procedure, as its value will determine the maximum loan amount you qualify for;
  • Your car title – the title in question needs to be completely lien-free – meaning there shouldn’t be any outstanding loans or judgments against the title – and in your name. If it isn’t then you must have it transferred to your name before applying for the loan.


signing title loan agreement in New Mexico


Can I Apply For Easy Auto Title Loans With Bad Credit?

The good thing is all credit types are welcome to apply for easy auto title loans at New Mexico Title Loans. While the loan representative might perform a quick credit check during the application procedure, the results aren’t likely to render you ineligible, as long as the required items are in order.

As long as your required items are in order, you can get approved for a title loan even if you have no credit at all. And even further, easy auto title loans won’t impact your credit in any way.

For the loan information to influence the borrower’s credit history, the lender must report it to a credit bureau. New Mexico Title Loans Inc. doesn’t report its loan information to any credit bureaus, so it won’t have any influence – be it positive or negative – on your credit history.

This also means if you’re planning to get easy auto title loans specifically to have the loan information go on your credit report, you would need to look for other options.

Can I Get Easy Auto Title Loans While Unemployed?

When it comes to our process in New Mexico, regular employment isn’t necessary to qualify for easy auto title loans. If your paycheck isn’t regular or you suddenly find yourself without a job, that doesn’t automatically mean you are denied. Come talk to us and we will give you more details about this.

How To Get Easy Auto Title Loans In New Mexico

As long as you have the required items – a state-issued ID or driver’s license, your car, the car’s lien-free title in your name – on hand, getting through the auto title loan process shouldn’t be difficult.

You won’t even need to visit New Mexico Title Loans, Inc. to start the process, you can easily do it online. Just go to the website and submit the online form for a title loan. When the form gets processed, you’ll get a call from a loan representative who’ll provide further instructions and answers any questions you might have.

You will need to take the required items to the meeting the loan representative sets up either at a location of your choosing or to the nearest title loan location in New Mexico.

They’ll assess everything to determine if you qualify for the loan and what the maximum loan amount should be. If you’re approved, you’ll finish the paperwork right there and get the cash you qualified for either the same day or the next bank business day.

When it comes to our easy auto title loan, you don’t have to pull your own hair out. We make sure our process is simple enough for anyone to understand and quick enough to get your emergency expense taken care of. Fill out our online form today to get started. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.

New Mexico Title Loans

If you are searching for a convenient way to get a title loan, look no further than New Mexico Title Loans, Inc. We offer online title loans where not store visit is required or in-store title loans and installment loans. To get started, fill out the simple online form above or give us a call at any one of our convenient store locations.

All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, New Mexico Title Loans, Inc. has you covered with a car title loan up to $10,000 today.

New Mexico Title Loans