Google Review Google Review

Title Loan FAQs

A title loan is a short-term loan using a vehicle title as collateral for that loan. Our loan representative can assist you with detailed information. Title loans are designed as a short-term cash-flow strategy and not designed as a solution for long-term financial problems.
Please look at your loan agreement for all loan terms and fees. Your loan representative will go through all loan terms and fees with you before you sign the loan agreement.
All you need is your vehicle, the title, and photo I.D. New Mexico Title Loans, Inc. makes the title loan process hassle-free unlike our competitors. We are committed to providing all our customers with unsurpassed customer service. The process is simple:
  • Bring your car with a clear car title to New Mexico Title Loans, Inc.
  • Fill out an application while our loan representative does a quick vehicle appraisal.
  • Our loan representative will assist you in qualifying for a loan amount based upon your need, the appraised value of your vehicle, your ability to repay the loan and applicable state law.
  • Our loan representative will assist you in qualifying for a loan amount based upon your need, the appraised value of your vehicle, your ability to repay the loan and applicable state law.
No! You do not need a checking account to qualify for a title loan at New Mexico Title Loans, Inc.
Absolutely! You could qualify whether you have good credit, bad credit or no credit. For most title loan amounts, any credit is welcome. New Mexico Title Loans, Inc. is committed to helping you get the cash you need. We will work with you under any credit situation.
You do not need a driver's license, but you do need a valid photo I.D.
At New Mexico Title Loans, Inc. we are committed to keeping all the information you provide confidential. Please see the privacy policy on our website for details.
In New Mexico, you must be at least 18 years of age to qualify for a title loan.
Yes! In New Mexico you keep your car when you take out a title loan.
New Mexico Title Loans, Inc. DOES NOT report to credit agencies if you default.
The New Mexico Title Loans, Inc. website has a locator which helps you find the nearest location.
A clear or lien-free car title simply means that you own your car outright, with no outstanding loans or judgments against it. To get a title loan with New Mexico Title Loans, Inc you need to have a clear or lien-free car title.
You can get started by submitting the online form on the left with your basic information, after which you will be contacted by a friendly New Mexico Title Loans, Inc sales representative who will explain the application process. Applications will be taken in person at the New Mexico Title Loans, Inc location.
Your title loan amount depends on the value of your vehicle and ability to repay. The maximum you can obtain is $10,000.
To get a title loan with New Mexico Title Loans, Inc. you need to have the vehicle title in your name. Otherwise, you will need to go to the DMV and have the title transferred to your name prior to applying for a loan.
Title loan terms and frequency may vary. Please check with a sales representative at the New Mexico Title Loans, Inc. location for all the details.
The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, and the condition of the vehicle, as determined by a physical inspection.
From the time you enter one our New Mexico Title Loans, Inc. locations, it takes as little as 30 minutes to be approved for a car title loan.
Title Loans

Title Loans

Getting an online title loan is easy! No store visit required, we come to you! Get the cash deposited straight into your bank account, and even keep your car!

Signature Installment Loan

Signature Installment Loans

New Mexico Title Loans, Inc. offers signature installment loans as an easy way to get more cash with more time to pay it back. Up to $1,250 with convenient monthly payments.


New Mexico Title Loans

If you are searching for a convenient way to get a title loan, look no further than New Mexico Title Loans, Inc. We offer online title loans where not store visit is required or in-store title loans and installment loans. To get started, fill out the simple online form above or give us a call at any one of our convenient store locations.

All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, New Mexico Title Loans, Inc. has you covered with a car title loan up to $10,000 today.

New Mexico Title Loans