How To Find Reliable Help With Medical Bills
Are you struggling to pay for medicines, therapy, or other important medical expenses? Do you worry about where to find reliable help with medical bills? Have you considered options like title loan places near me?
You’re not alone. Millions of Americans do not have medical insurance or have reduced coverage, because of layoffs and budget cuts during the COVID-19 pandemic. If something happens, they’re stuck with a huge bill that has to be paid right away. Don’t panic. Here’s where to look for reliable help with medical bills.
Get The Reliable Help You Need With These 9 Options
1. Apply For Medicaid
This is a government program that provides low-income families with help with medical bills. If you qualify, you can get comprehensive coverage—including hospitalization, doctor’s and laboratory fees, and prescription medicine.
Many states expanded their Medicaid coverage in 2020. So check if you meet their criteria. You may not have qualified for help with medical bills before, but maybe you do now.
2. Get Your Kids Covered By The CHIP Program
Parents can apply for free or reduced-cost health insurance for kids through the state CHIP (Children’s Health Insurance Program). CHIP members can get free or subsidized vaccines and routine pediatrician or dental check-ups. They may also receive benefits for hospital care and lab tests.
3. Call Aunt Bertha
No, this is not a rich relative who can set you up with a trust fund; although if you have one, you should call her too. It is a social care network that has a database of free or subsidized health care services. Just write your zip code, and it will draw up a list of hospitals, clinics, or charity programs that work in your area.
4. Sign Up With The HealthWell Foundation
This organization can help with the costs of care for chronic or life-threatening diseases such as cancer, cystic fibrosis, hepatitis, and more. If you qualify, you can get help for medical bills like prescriptions, doctor’s fees, travel costs. They can also help you pay for your insurance premiums, so you can extend your coverage.
5. Contact The PAN Foundation
PAN stands for Patient Access Network. They have one of the most comprehensive lists of conditions they can cover, including those you won’t see in other organizations like asthma or bipolar disorder.
However, they have limited “slots” per disorder, so you may have to wait until you can apply. Once you’re in though, you can get lifetime help with medical bills.
6. Go To The NAFC
The NAFC (or National Association of Free and Charitable Clinics) is a network of healthcare services that are willing to provide free or reduced-cost medicines or treatment. The NAFC has over 1,400 clinics and pharmacies in its directory, so there’s a good chance that you can find one that serves your area.
However, NAFC does not provide cash – it simply refers you to a volunteer doctor or center. It can’t help with medical bills you already have, but it can help you save on future expenses. This alone can help you avoid expensive medical bills.
7. Start A GoFundMe Page
Millions of people have used GoFundMe to get help for medical bills within a few days. You’d be surprised how a community can come together to help a friend or neighbor!
A GoFundMe page is free and easy to set up. You have to explain your medical condition, how much money you hope to raise, and where people can send their donations. Once the page is up, you can share it on social media and ask others to do the same.
8. Talk To Your Hospital’s Patient Advocacy Department
If you have a mounting hospital bill, go to the admissions office and ask about any foundations that can help shoulder some of the cost. You can also ask if they will allow you to pay the bill in installments, give a promissory note and pay at a later date, or any other ways to make your expenses more manageable.
Don’t be ashamed to ask for help with medical bills! You are not the first patient to do so, and it is part of their customer service to hear you out and provide you with options.
9. Raise Emergency Money With Title Loans
While these organizations can help with medical bills, it may take time to apply for aid and submit the required documents. If you need to raise money right away, look for title loan places near me.
What Are Title Loans?
Title loans New Mexico allow you to use your vehicle title as collateral. You can borrow from $300 to $10,000 even with bad credit. To qualify, your vehicle title must be fully paid for and have no outstanding loans against it. Follow the guide below for our process:
- Fill out our online inquiry form. This will be sent to the nearest store, so one of our loan representatives can call you.
- Answer the call of the loan representative. They will explain how the title loans work and answer any questions you may have.
- Go to one of our car title loans near me for a vehicle inspection to determine the loan amount you qualify for. Remember to bring your vehicle, vehicle title, and a state-issued ID.
- If your loan is approved, we will walk you through the loan terms and have you fill out some paperwork. Once done, you can get your money either the same day or next bank business day.
Get Help For Medical Expenses Now!
If you find yourself needing help with medical expenses, there are many options available to you. These are just some reliable help with medical bills.
There are many organizations that can help you with medical bills. But since the application can take time, you can raise money now through title loan places near me. Contact us or fill out the online form to find out more.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.