How to Get Cash When There's Nowhere Else to Go

December 29, 2020 | Peyton Sawyer

emergency title loan cash

Had a bad car wreck or a medical emergency? Did you get fired from your job unexpectedly? When hard times like these hit, running low on money adds fuel to the fire. You may start to think there is nowhere else to go to get the necessary funds.

Fortunately, this is the one time you’d be proud to be wrong. There are many options to turn to when hard times hit. You don’t have to feel your situation is hopeless.

Three Ways to Get Fast Cash

Three ways you can get cash quickly for your emergency is by using a credit card advance, selling old and unused items, and applying for a title loan on your vehicle.

Credit Card Advance

When you have a line of credit, you also have a line of cash available to you. This amount is normally the same amount as the line of credit, but can sometimes be a little less. If you know you have a credit card with a high line of credit and you don’t use it often, it’s worth looking into a cash advance.

Typically, cash advances will be able to be made through the bank's ATM or by way of checks. You can definitely expect a charge associated with the transaction, and the interest rate to be higher than your average monthly payment for using the card itself.

You can get this cash the same day, which is useful for bills that need to be paid ASAP, but you’re short on money.

Sell Old or Unused Items

There are so many amazing apps you can download these days that allow you to sell your belongings online. They’re usually straightforward and simple to use and only take minutes to get an account set up. With these apps you’re able to post the things you want to sell on multiple platforms.

It’s better to sell more pricey items, like electronics or hardware tools, if you can. That way, you can worry about selling less, but still have the money you need. If you need to sell belongings that won’t bring you as much money, like specific clothing, try posting it across multiple platforms.

You can turn to your friends and get them involved on your social media accounts. Or even ask them directly!

Of course, a yard sale can be an option, too, especially if you have huge pieces of furniture. Yard sales will get you money the same day if people buy from you. Using apps to sell your belongings may take a longer, depending on what items you’re selling.

Apply for Car Title Loans

Applying for a title loan for home and auto repairs, medical bills, and other unexpected situations can be the best way to pull yourself out of a financial hole.

Title loans allow you to get cash the same day or the next day, so you won't have to worry for weeks on end about selling that last pair of shoes. You can get physical cash or get it deposited straight into your bank account.

Also, most title loan locations welcome people 18 years of age or older, with all credit, even those who don’t have any credit at all. If you're ready to look for "title loans near me," you can save yourself the time and go to NewMexicoTitleLoansInc.com to apply for a car title loan.

With New Mexico Title Loans Inc, you can get up to $10,000 to cover those emergency expenses the same day (if transacted before 12 pm EST) or the following business day (if transacted after 12 pm EST). The process is also really simple and flexible.

Apply in store

  1. Fill out and submit the online request form and wait for a title loan representative to call you back and begin the process.
  2. Drive to your desired location. Make sure you have these items: your car, government-issued ID, and clean car title).
  3. When you get to the New Mexico Title Loans Inc location, you’ll be greeted by an associate that will assess your vehicle through a 5-minute inspection. This will help determine how much you qualify for.
  4. Complete the loan application that only takes 30 minutes at most and get your cash!

Apply online

  1. Start the quick application over the phone with a representative.
  2. Choose any location to meet the representative to continue the process.
  3. The representative will inspect your vehicle and verify your documents (government-issued ID and clean car title).
  4. Sign all the loan documents and wait for the money to be deposited on the next business day.

Whether you apply in-store or online, using New Mexico Title Loans Inc to get your emergency money may be the best option. There is no hassle, you don’t have to have excellent credit, and you don't have to follow any lengthy processes.

The take away is, with so many available fast cash options, there is no need to stress. You are not alone! Many people, like you, have been hit with unexpected expenses, and have made it work with one of these options. If you would like to inquire about same day cash, New Mexico Title Loans is one option for you.