Your utility bill can eat anywhere from 5 to 10% of your income. With such a big bill, it can be easy to fall behind quickly. The good news is that there are always steps that you can take to save money each month. Here are five effective and simple tips that will help you avoid high utility bills. And if you really need help, you could always choose to get a title loan in New Mexico.

Lower Those High Utility Bills With These Tips

1. Install Ceiling Fans

The problem with warm air is that it rises. The problem with cool air is that it sinks. A ceiling fan solves both of these problems.

You might think that a ceiling fan will just consistently keep things cool, but when kept to a low setting, it helps circulate conditioned air that you've already paid for. That way you don't have to run your climate control so much and avoid high utility bills.

Warm air gets knocked back down to where you are so you will actually feel it, and cool air gets moved throughout the house.

2. Unplug Appliances

If an appliance has a clock in it, then it continues using energy throughout the day. That's okay for one or two units, but if you have a number of appliances, then those trickles of energy usage can add up to high utility bills.

Things like coffee makers are notorious for this, as they are made to keep your beverage at a certain temperature for an extended period of time. And this is usually when you've already left the house and you're not around to enjoy it anymore.

If constantly knowing the time means that much to you, invest in a wristwatch and then unplug everything that you're not using during the day, and watch those high utility bills disappear.

As an alternative, you could invest in smart strips that provide power to appliances for a set amount of time. Some are sophisticated enough to detect when appliances are in use and when they're not. Yet others are nifty enough to come with remote control.

3. Change Light Bulbs Over To LEDs

This is almost a no-brainer considering how much brighter LED lights have gotten. Modern LED lights use up to 80% less than traditional incandescent bulbs. They also cost four times less.

You also notice how dramatically longer of the life these bulbs enjoy. There's nothing not to like here. More light for longer at a fraction of the cost. You start avoiding those high utility bills the minute you switch over your light bulbs.

4. Fix Leaky Air Ducts

In order to reach every corner of your house, air ducts travel throughout your living space, including places where conditioned air won't do any good. But those are exactly the kinds of places that there could be an air leak.

You could be dumping lots of cold air into some random space between the ceiling and the rafters or under the floor while the intended room remains sweltering, and you don't know what's going on, so you just crank the air up even more.

This may require calling in a professional, but it will help you avoid high utility bills and save money in the future.

5. Adjust The Temperature Of Your Fridge And Your Freezer

You might find that the thermostats of your icebox are set to being a little extra. Set the refrigerator to 38° and your freezer between 0 and 5°. This will keep your food fresh, but it will also keep the unit from working overtime to maintain an unnecessary temperature.

Another fridge strategy is to keep it full. Cold and frozen food will help maintain the desired temperature without cranking up high utility bills.

 

 

A Title Loan Can Help With High Utility Bills Or Emergencies

Even if you're absolutely militaristic with the amount of energy that you use, things happen. Rates can swing wildly. Natural disasters or drastic movements and climate change can affect how much energy you end up using.

There's always the possibility of those super high utility bills. Thanks to New Mexico Title Loans and our fast and easy title loan process, there's always the possibility of taking care of them.

As long as you own your car outright and you have the title to use as collateral, you can have the cash that you need in a short as 30 minutes. Plus, you don’t have to give up your vehicle while you are repaying the loan.

We also don’t make you bring into many required items. In fact, we only require you to bring in three simple things – things you are probably already traveling with right now. All you need to bring in is your driver’s license or ID, your vehicle’s lien-free title, and the vehicle.

You don't need to be of a certain income level or credit score in order to qualify for a title loan. If either of those things has made you hesitate to apply, you don't need to worry about it. And beginning the title loan process happens right online.

How To Get A Title Loan In New Mexico

The application process starts with you filling out our online form so we can get in contact with you. After the phone call, you can bring your vehicle to our closest title loan location or have us come to you. When we do meet – regardless of the location – we will assess your title and driver’s license or ID and inspect your vehicle to determine how much you could qualify for.

Once we assess everything, we will decide if you qualify for approval. If you do, we will help you finish the paperwork and have you sign the loan agreement. Once everything is signed and agreed upon, you can either get your cash the same day or the next bank business day at the latest.

No waiting around for days at a time for results, biting your nails as your emergency scares you in the face, unresolved. By all means, do what you can to keep things you can control from becoming emergencies. But when emergencies do arise, don't forget New Mexico Title Loans.

Don’t Let Your High Utility Bills Get You Stressed Out

With these five helpful tips and New Mexico title loans to help you out, there is no reason to let your high utility bills stress you out. Do whatever you can to lower your bills and get back to financial security. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.